PRICE IMPROVEMENT! Waterfront ISLAND living at its finest! Enjoy the Florida COASTAL life on Indian Bluff Island where you are a part of an elite enclave of waterfront homes. Situated in Palm Harbor and surrounded by the Gulf of Mexico & St. Joseph Sound, you will find this 4 bedroom 2 bathroom FURNISHED home with almost 3,000 sqft of living space and almost 4,400 sqft total under roof. This home is being sold FURNISHED and is completely TURNKEY and ready for you to move in! The wide PAVERED driveway leads to a 2+ car garage and 2 car carport, providing ample space for your cars and recreational/water toys! This coastal classic home also has a newer galvalume ROOF (2019). From the moment you step inside, every detail from the HARDWOOD flooring and crown molding to the built-in features and wood burning fireplace will not go unnoticed. New HARDWOOD flooring installed (2022) in all bedrooms. The kitchen has plenty of cabinetry providing ample storage, and STAINLESS STEEL appliances. A breakfast nook is surrounded by windows with plantation shutters ideal for that morning “cup of joe” AND you still have a separate dining room with glass sliding doors overlooking the backyard. The first floor owner’s retreat allows you to wake up in paradise. FRENCH DOORS open directly to the backyard pool and salt water CANAL and has an en-suite master bathroom with tile wainscoting adding to the intricate detail. A glass enclosure floor to ceiling tiled shower and a large walk-in closet complete the space. A SPLIT BEDROOM floor plan allows complete privacy from the 3 additional bedrooms and the HOME OFFICE. Making your way upstairs you will find an oversized BONUS ROOM complete with billiards and living area…and FLOOR TO CEILING windows overlooking the backyard oasis and providing water views! Now, the real star of the show is the incredible backyard providing a resort like experience at your fingertips. Take a dip in the HEATED POOL, enjoy a cool beverage at the Tiki hut or jump in your boat for a few minutes ride to Three Rooker, Caladesi & Honeymoon Islands. Dock includes a 10,000 lb BOAT LIFT and the boat is even available for purchase! There is a split AC system in the garage that is currently being used as a "man-cave" (or she-cave) with exercise equipment and living room. This location is second to none, zoned for A-rated schools such as Sutherland Elementary and Palm Harbor University. The Pinellas Trail, golf, and the area's best beaches are close by offering the ultimate in Florida WATERFRONT living. What are you waiting for? Make your Florida dream a reality today and schedule a private showing! Seller will consider owner financing.